1.) How long will it take to rebuild my credit?
It will take approximately 30 45 days from the start of the credit rebuild process until you see results.

2.) What are the steps involved?
JDS Recoveries will provide you with easy instruction on obtaining your credit reports to start the process.

3.) How long do negative items stay on my credit reports?
It really depends, on average 7 years for late payments and collection accounts and 10 years for bankruptcy issues.

4.) Who looks at my reports?
Potential lenders, Employers, and Insurance carriers are a few of potential viewers of your credit history.

5.) But I only have a few late payments... can I still be denied credit?
Yes, Late payments are one of the worst things you can have on your credit.

6.) What if I already have ok credit?
JDS Recoveries can help you make average credit into excellent credit.

7.) Aren't credit reporting companies government agencies?
No, unfortunately they are for profit companies that sell information to potential lenders.

9.) Can my spouse's credit affect me?
Unfortunately, yes. Married couples credit is often intertwined.

10.) Aren't all credit reporting agencies the same?
No, there are 3 major credit reporting agencies: Experian, Equifax and Trans Union. All 3 contain completely separate records.

11.) If I pay off all my bills now, can my credit be restored?
Yes, over time.

12.) How much does your service cost?
Our fee is $495.00.

13.) Will the items you delete, reappear again at a later time?
No, once an item is deleted it is permanent.